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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,697 | $78,707-34.3% | $117,861-56.1% | $70,126-26.3% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 9.09% | 23.30%-14.2pp | 335.11%-326.0pp | 73.15%-64.1pp |
| Employer contribution / active EE | $600 | $2,223-73.0% | $3,786-84.2% | $2,343-74.4% |
| Participant deferral / active EE | $1,915 | $3,297-41.9% | $4,482-57.3% | $3,332-42.5% |
| Admin fee / account holder | $1,321 | $5,066-73.9% | $8,021-83.5% | $4,645-71.6% |