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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,282 | $91,559-40.7% | $133,978-59.5% | $79,856-32.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -2.31% | 61.85%-64.2pp | 45.10%-47.4pp | 31.71%-34.0pp |
| Employer contribution / active EE | $649 | $2,384-72.8% | $3,919-83.4% | $2,471-73.8% |
| Participant deferral / active EE | $2,682 | $3,734-28.2% | $5,047-46.9% | $3,741-28.3% |
| Admin fee / account holder | $4,997 | $6,321-21.0% | $8,930-44.0% | $5,306-5.8% |