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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,809 | $101,798-42.2% | $165,071-64.4% | $80,935-27.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 21.24% | 16.73%+4.5pp | 70.17%-48.9pp | 35.66%-14.4pp |
| Employer contribution / active EE | $706 | $2,954-76.1% | $4,347-83.8% | $2,757-74.4% |
| Participant deferral / active EE | $2,378 | $4,476-46.9% | $6,035-60.6% | $4,299-44.7% |
| Admin fee / account holder | $1,466 | $8,221-82.2% | $12,695-88.4% | $6,924-78.8% |