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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,074 | $58,927-42.2% | $76,823-55.6% | $72,983-53.3% |
| Participation rate | 48.4% | 67.3%-19.0pp | 72.1%-23.7pp | 69.5%-21.1pp |
| Annual return | 21.23% | 2305.64%-2284.4pp | 1166.42%-1145.2pp | 81.01%-59.8pp |
| Employer contribution / active EE | $719 | $1,787-59.7% | $2,302-68.8% | $2,440-70.5% |
| Participant deferral / active EE | $1,130 | $2,690-58.0% | $3,336-66.1% | $3,608-68.7% |
| Admin fee / account holder | $752 | $4,013-81.3% | $6,422-88.3% | $5,124-85.3% |