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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,348 | $52,306-57.3% | $69,779-68.0% | $62,881-64.5% |
| Participation rate | 64.5% | 67.2%-2.7pp | 71.8%-7.3pp | 69.3%-4.8pp |
| Annual return | 6.47% | 13.35%-6.9pp | 12.99%-6.5pp | 20.14%-13.7pp |
| Employer contribution / active EE | $816 | $1,799-54.6% | $2,338-65.1% | $2,281-64.2% |
| Participant deferral / active EE | $1,292 | $2,395-46.1% | $2,931-55.9% | $3,203-59.7% |
| Admin fee / account holder | $1,770 | $3,691-52.0% | $4,381-59.6% | $4,296-58.8% |