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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,467 | $56,544-47.9% | $75,501-61.0% | $70,126-58.0% |
| Participation rate | 57.6% | 68.1%-10.5pp | 72.4%-14.7pp | 69.5%-11.9pp |
| Annual return | 19.21% | 23.59%-4.4pp | 27.35%-8.1pp | 73.15%-53.9pp |
| Employer contribution / active EE | $865 | $1,817-52.4% | $2,352-63.2% | $2,343-63.1% |
| Participant deferral / active EE | $1,271 | $2,580-50.7% | $3,142-59.5% | $3,332-61.8% |
| Admin fee / account holder | $2,461 | $3,827-35.7% | $5,801-57.6% | $4,645-47.0% |