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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,493 | $77,817+72.8% | $123,553+8.9% | $64,173+109.6% |
| Participation rate | 98.6% | 74.7%+23.9pp | 82.3%+16.3pp | 69.6%+29.0pp |
| Annual return | -5.09% | 12.49%-17.6pp | 119.21%-124.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $6,844 | $3,014+127.1% | $4,628+47.9% | $2,381+187.5% |
| Participant deferral / active EE | $7,797 | $5,240+48.8% | $6,426+21.3% | $3,470+124.7% |
| Admin fee / account holder | $1,083 | $5,519-80.4% | $9,284-88.3% | $4,887-77.9% |