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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,472 | $85,766+75.4% | $136,298+10.4% | $70,126+114.6% |
| Participation rate | 91.9% | 74.2%+17.7pp | 81.9%+10.0pp | 69.5%+22.4pp |
| Annual return | 18.84% | 31.46%-12.6pp | 5156.27%-5137.4pp | 73.15%-54.3pp |
| Employer contribution / active EE | $10,270 | $2,966+246.2% | $4,696+118.7% | $2,343+338.4% |
| Participant deferral / active EE | $7,492 | $5,051+48.3% | $6,247+19.9% | $3,332+124.8% |
| Admin fee / account holder | $12,018 | $5,421+121.7% | $9,244+30.0% | $4,645+158.7% |