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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,127 | $98,776+41.9% | $149,745-6.4% | $79,856+75.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 13.18% | 27.38%-14.2pp | 276.72%-263.5pp | 31.71%-18.5pp |
| Employer contribution / active EE | $6,281 | $3,217+95.2% | $4,646+35.2% | $2,471+154.2% |
| Participant deferral / active EE | $7,541 | $5,681+32.7% | $6,843+10.2% | $3,741+101.6% |
| Admin fee / account holder | $2,021 | $6,053-66.6% | $9,312-78.3% | $5,306-61.9% |