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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,015 | $87,834+61.7% | $133,975+6.0% | $62,881+125.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | -0.43% | 12.05%-12.5pp | 29.29%-29.7pp | 20.14%-20.6pp |
| Employer contribution / active EE | $8,148 | $3,482+134.0% | $5,211+56.4% | $2,281+257.2% |
| Participant deferral / active EE | $9,371 | $4,812+94.8% | $6,282+49.2% | $3,203+192.6% |
| Admin fee / account holder | $23,750 | $5,372+342.1% | $9,324+154.7% | $4,296+452.9% |