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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,901 | $109,359+70.0% | $162,185+14.6% | $72,976+154.7% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 6.87% | 25.46%-18.6pp | 115.61%-108.7pp | 81.02%-74.1pp |
| Employer contribution / active EE | $8,314 | $3,907+112.8% | $5,613+48.1% | $2,440+240.7% |
| Participant deferral / active EE | $11,873 | $5,481+116.6% | $7,297+62.7% | $3,608+229.1% |
| Admin fee / account holder | $4,874 | $7,972-38.9% | $10,844-55.1% | $5,124-4.9% |