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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,686 | $123,793+68.6% | $177,848+17.3% | $79,856+161.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 2.72% | 22.82%-20.1pp | 48.33%-45.6pp | 31.71%-29.0pp |
| Employer contribution / active EE | $8,376 | $4,095+104.5% | $5,919+41.5% | $2,471+239.0% |
| Participant deferral / active EE | $12,010 | $5,956+101.6% | $7,714+55.7% | $3,741+221.1% |
| Admin fee / account holder | $6,450 | $7,243-10.9% | $12,431-48.1% | $5,306+21.6% |