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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,548 | $109,620-48.4% | $148,496-61.9% | $94,015-39.9% |
| Participation rate | 53.3% | 71.3%-17.9pp | 76.0%-22.7pp | 70.8%-17.5pp |
| Annual return | 16.79% | 17.54%-0.7pp | 12.33%+4.5pp | 17.84%-1.1pp |
| Employer contribution / active EE | $1,036 | $2,618-60.4% | $3,497-70.4% | $2,790-62.9% |
| Participant deferral / active EE | $4,408 | $3,831+15.1% | $4,808-8.3% | $4,249+3.7% |
| Admin fee / account holder | $1,757 | $10,050-82.5% | $19,547-91.0% | $8,951-80.4% |