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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,273 | $58,828-55.3% | $78,002-66.3% | $62,881-58.2% |
| Participation rate | 48.5% | 71.1%-22.5pp | 75.5%-27.0pp | 69.3%-20.8pp |
| Annual return | 17.77% | 17.16%+0.6pp | 425.99%-408.2pp | 20.14%-2.4pp |
| Employer contribution / active EE | $363 | $1,672-78.3% | $2,470-85.3% | $2,281-84.1% |
| Participant deferral / active EE | $1,581 | $2,686-41.1% | $3,497-54.8% | $3,203-50.7% |
| Admin fee / account holder | $1,106 | $4,393-74.8% | $5,481-79.8% | $4,296-74.2% |