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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,626 | $77,574-38.6% | $108,753-56.2% | $86,983-45.2% |
| Participation rate | 96.0% | 62.3%+33.7pp | 71.1%+24.9pp | 69.5%+26.5pp |
| Annual return | 13.39% | 18.42%-5.0pp | 37.47%-24.1pp | 25.83%-12.4pp |
| Employer contribution / active EE | $1,708 | $1,611+6.1% | $2,427-29.6% | $2,584-33.9% |
| Participant deferral / active EE | $516 | $3,128-83.5% | $4,115-87.5% | $4,194-87.7% |
| Admin fee / account holder | $2,268 | $6,529-65.3% | $10,320-78.0% | $7,856-71.1% |