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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,353 | $71,215-46.1% | $93,696-59.1% | $80,935-52.6% |
| Participation rate | 86.7% | 60.4%+26.3pp | 68.7%+17.9pp | 67.7%+19.0pp |
| Annual return | 10.34% | 11.27%-0.9pp | 133.74%-123.4pp | 35.66%-25.3pp |
| Employer contribution / active EE | $18,347 | $1,565+1072.2% | $2,422+657.6% | $2,757+565.6% |
| Participant deferral / active EE | $1,921 | $4,037-52.4% | $4,417-56.5% | $4,299-55.3% |
| Admin fee / account holder | $18,172 | $6,958+161.2% | $8,287+119.3% | $6,924+162.4% |