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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,693 | $59,819-42.0% | $79,583-56.4% | $68,490-49.3% |
| Participation rate | 85.2% | 61.1%+24.1pp | 69.5%+15.7pp | 67.9%+17.3pp |
| Annual return | -17.24% | -12.30%-4.9pp | 0.16%-17.4pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,481 | $1,505-1.6% | $2,414-38.6% | $2,597-42.9% |
| Participant deferral / active EE | $488 | $3,025-83.9% | $3,986-87.8% | $4,028-87.9% |
| Admin fee / account holder | $4,276 | $4,835-11.6% | $6,835-37.4% | $5,403-20.9% |