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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,506 | $65,566-38.2% | $86,235-53.0% | $75,177-46.1% |
| Participation rate | 88.9% | 60.5%+28.4pp | 69.0%+19.9pp | 67.2%+21.7pp |
| Annual return | 14.13% | 46.07%-31.9pp | 1170.03%-1155.9pp | 160.75%-146.6pp |
| Employer contribution / active EE | $1,406 | $1,553-9.5% | $2,381-40.9% | $2,671-47.4% |
| Participant deferral / active EE | $474 | $3,023-84.3% | $3,987-88.1% | $4,126-88.5% |
| Admin fee / account holder | $1,263 | $5,470-76.9% | $6,856-81.6% | $5,651-77.7% |