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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,964 | $202,345-7.1% | $172,755+8.8% | $152,885+22.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.46% | 1029.77%-1008.3pp | 802.94%-781.5pp | 345.39%-323.9pp |
| Employer contribution / active EE | $8,352 | $5,858+42.6% | $5,144+62.4% | $4,763+75.3% |
| Participant deferral / active EE | $9,130 | $5,948+53.5% | $5,198+75.6% | $5,851+56.0% |
| Admin fee / account holder | $34,093 | $17,111+99.3% | $13,955+144.3% | $11,598+194.0% |