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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,233 | $180,462-5.7% | $154,111+10.5% | $135,379+25.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.29% | 888.17%-895.5pp | 735.18%-742.5pp | 519.79%-527.1pp |
| Employer contribution / active EE | $10,606 | $6,036+75.7% | $5,298+100.2% | $4,779+121.9% |
| Participant deferral / active EE | $11,130 | $5,806+91.7% | $5,081+119.1% | $5,609+98.4% |
| Admin fee / account holder | $1,132 | $16,145-93.0% | $13,411-91.6% | $10,828-89.6% |