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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,321 | $168,635-15.0% | $147,617-2.9% | $125,389+14.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.58% | 77.65%-78.2pp | 61.98%-62.6pp | 282.24%-282.8pp |
| Employer contribution / active EE | $7,821 | $6,252+25.1% | $5,564+40.5% | $4,866+60.7% |
| Participant deferral / active EE | $9,727 | $5,507+76.6% | $4,895+98.7% | $5,352+81.8% |
| Admin fee / account holder | $319 | $13,580-97.7% | $11,612-97.3% | $9,541-96.7% |