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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,402 | $124,330+23.4% | $109,173+40.5% | $167,536-8.4% |
| Participation rate | 86.7% | 79.5%+7.2pp | 75.9%+10.8pp | 82.1%+4.6pp |
| Annual return | 17.21% | 26.04%-8.8pp | 25.75%-8.5pp | 478.82%-461.6pp |
| Employer contribution / active EE | $8,033 | $4,209+90.8% | $3,723+115.8% | $4,839+66.0% |
| Participant deferral / active EE | $7,524 | $5,256+43.1% | $4,654+61.7% | $6,342+18.6% |
| Admin fee / account holder | $3,639 | $7,974-54.4% | $6,755-46.1% | $12,315-70.4% |