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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,766 | $115,814+3.4% | $101,275+18.3% | $158,982-24.7% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.7pp |
| Annual return | 41.32% | 56.16%-14.8pp | 46.48%-5.2pp | 302.99%-261.7pp |
| Employer contribution / active EE | $8,029 | $4,176+92.3% | $3,660+119.4% | $4,763+68.6% |
| Participant deferral / active EE | $7,111 | $4,958+43.4% | $4,371+62.7% | $5,983+18.8% |
| Admin fee / account holder | $2,840 | $7,249-60.8% | $5,948-52.3% | $11,252-74.8% |