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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,479 | $97,732-34.0% | $83,831-23.1% | $135,380-52.4% |
| Participation rate | 92.9% | 80.0%+12.9pp | 76.1%+16.7pp | 82.6%+10.2pp |
| Annual return | -0.96% | 1287.56%-1288.5pp | 850.99%-852.0pp | 519.81%-520.8pp |
| Employer contribution / active EE | $2,670 | $4,222-36.8% | $3,631-26.5% | $4,779-44.1% |
| Participant deferral / active EE | $8,488 | $4,683+81.3% | $4,082+107.9% | $5,609+51.3% |
| Admin fee / account holder | $862 | $6,675-87.1% | $5,479-84.3% | $10,828-92.0% |