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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,243 | $90,320-52.1% | $59,496-27.3% | $125,389-65.5% |
| Participation rate | 60.0% | 68.3%-8.3pp | 54.6%+5.4pp | 83.2%-23.2pp |
| Annual return | 10.98% | 369.13%-358.1pp | 182.05%-171.1pp | 282.24%-271.3pp |
| Employer contribution / active EE | $7,112 | $1,792+297.0% | $1,153+516.8% | $4,866+46.1% |
| Participant deferral / active EE | $0 | $2,716-100.0% | $1,829-100.0% | $5,352-100.0% |
| Admin fee / account holder | $9,267 | $3,063+202.6% | $2,232+315.1% | $9,541-2.9% |