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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,656 | $110,629-63.2% | $80,784-49.7% | $167,553-75.7% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 13.52% | 120.58%-107.1pp | 87.31%-73.8pp | 478.89%-465.4pp |
| Employer contribution / active EE | $6,366 | $1,543+312.6% | $1,160+448.7% | $4,840+31.5% |
| Participant deferral / active EE | $2,068 | $2,871-28.0% | $2,145-3.6% | $6,343-67.4% |
| Admin fee / account holder | $1,357 | $4,547-70.2% | $3,380-59.9% | $12,316-89.0% |