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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,899 | $29,670+44.6% | $56,054-23.5% | $80,911-47.0% |
| Participation rate | 93.8% | 41.7%+52.1pp | 52.5%+41.3pp | 67.6%+26.1pp |
| Annual return | 9.22% | 35.24%-26.0pp | 1705.95%-1696.7pp | 35.63%-26.4pp |
| Employer contribution / active EE | $4,082 | $670+509.5% | $1,039+292.9% | $2,756+48.1% |
| Participant deferral / active EE | $1,672 | $1,227+36.3% | $1,952-14.4% | $4,297-61.1% |
| Admin fee / account holder | $1,429 | $2,431-41.2% | $2,822-49.4% | $6,935-79.4% |