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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,687 | $54,355+41.1% | $82,744-7.3% | $68,486+12.0% |
| Participation rate | 50.0% | 63.9%-13.9pp | 72.6%-22.6pp | 67.9%-17.9pp |
| Annual return | -13.15% | -13.67%+0.5pp | 702.22%-715.4pp | -7.85%-5.3pp |
| Employer contribution / active EE | $2,001 | $2,219-9.8% | $3,008-33.5% | $2,597-22.9% |
| Participant deferral / active EE | $4,587 | $3,246+41.3% | $4,395+4.4% | $4,028+13.9% |
| Admin fee / account holder | $11,867 | $4,397+169.9% | $5,325+122.9% | $5,404+119.6% |