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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,251 | $49,177+36.8% | $79,467-15.4% | $64,173+4.8% |
| Participation rate | 37.9% | 65.0%-27.1pp | 73.3%-35.4pp | 69.6%-31.6pp |
| Annual return | -2.44% | -1.16%-1.3pp | 718.30%-720.7pp | 7.63%-10.1pp |
| Employer contribution / active EE | $1,378 | $2,076-33.6% | $2,800-50.8% | $2,381-42.1% |
| Participant deferral / active EE | $2,707 | $2,821-4.1% | $3,704-26.9% | $3,470-22.0% |
| Admin fee / account holder | $3,276 | $3,839-14.7% | $5,104-35.8% | $4,887-33.0% |