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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,020 | $60,139+39.7% | $90,461-7.1% | $79,856+5.2% |
| Participation rate | 48.1% | 65.0%-16.8pp | 72.7%-24.5pp | 69.6%-21.5pp |
| Annual return | 13.59% | 71.96%-58.4pp | 1294.76%-1281.2pp | 31.71%-18.1pp |
| Employer contribution / active EE | $1,699 | $2,069-17.9% | $3,264-48.0% | $2,471-31.3% |
| Participant deferral / active EE | $3,463 | $2,939+17.8% | $3,964-12.7% | $3,741-7.4% |
| Admin fee / account holder | $250 | $3,978-93.7% | $5,617-95.6% | $5,306-95.3% |