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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,343 | $105,198+46.7% | $159,455-3.2% | $85,856+79.8% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.8%+5.2pp | 69.3%+18.7pp |
| Annual return | 12.19% | 45.08%-32.9pp | 263.63%-251.4pp | 318.58%-306.4pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,830-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,028 | $5,946-32.3% | $7,353-45.2% | $3,952+1.9% |
| Admin fee / account holder | $19,340 | $6,934+178.9% | $10,800+79.1% | $6,261+208.9% |