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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,442 | $98,776+41.2% | $149,745-6.9% | $79,856+74.6% |
| Participation rate | 93.0% | 75.8%+17.2pp | 82.5%+10.5pp | 69.6%+23.3pp |
| Annual return | 11.58% | 27.38%-15.8pp | 276.72%-265.1pp | 31.71%-20.1pp |
| Employer contribution / active EE | $3,053 | $3,217-5.1% | $4,646-34.3% | $2,471+23.5% |
| Participant deferral / active EE | $3,794 | $5,681-33.2% | $6,843-44.6% | $3,741+1.4% |
| Admin fee / account holder | $5,732 | $6,053-5.3% | $9,312-38.4% | $5,306+8.0% |