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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,743 | $85,766+30.3% | $136,298-18.0% | $70,126+59.3% |
| Participation rate | 94.6% | 74.2%+20.5pp | 81.9%+12.7pp | 69.5%+25.1pp |
| Annual return | 14.20% | 31.46%-17.3pp | 5156.27%-5142.1pp | 73.15%-58.9pp |
| Employer contribution / active EE | $3,898 | $2,966+31.4% | $4,696-17.0% | $2,343+66.4% |
| Participant deferral / active EE | $4,209 | $5,051-16.7% | $6,247-32.6% | $3,332+26.3% |
| Admin fee / account holder | $4,861 | $5,421-10.3% | $9,244-47.4% | $4,645+4.6% |