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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,229 | $166,268-40.9% | $165,100-40.5% | $145,897-32.7% |
| Participation rate | 86.4% | 82.0%+4.3pp | 78.6%+7.7pp | 80.3%+6.1pp |
| Annual return | 15.96% | 100.52%-84.6pp | 70.21%-54.2pp | 552.29%-536.3pp |
| Employer contribution / active EE | $2,039 | $5,284-61.4% | $4,348-53.1% | $4,663-56.3% |
| Participant deferral / active EE | $4,097 | $6,964-41.2% | $6,035-32.1% | $6,689-38.8% |
| Admin fee / account holder | $8,486 | $16,659-49.1% | $12,696-33.2% | $13,390-36.6% |