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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,925 | $175,600-74.4% | $129,110-65.2% | $134,493-66.6% |
| Participation rate | 86.7% | 81.6%+5.1pp | 77.3%+9.4pp | 81.2%+5.4pp |
| Annual return | -18.43% | -11.39%-7.0pp | -10.94%-7.5pp | 418.01%-436.4pp |
| Employer contribution / active EE | $973 | $6,355-84.7% | $5,052-80.7% | $4,740-79.5% |
| Participant deferral / active EE | $2,470 | $7,975-69.0% | $6,542-62.2% | $6,400-61.4% |
| Admin fee / account holder | $2,139 | $23,567-90.9% | $14,302-85.0% | $11,425-81.3% |