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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,401 | $157,304-79.4% | $141,197-77.1% | $152,909-78.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.19% | 64.34%-47.2pp | 71.41%-54.2pp | 345.46%-328.3pp |
| Employer contribution / active EE | $1,306 | $5,263-75.2% | $4,736-72.4% | $4,764-72.6% |
| Participant deferral / active EE | $3,010 | $7,111-57.7% | $6,710-55.1% | $5,851-48.6% |
| Admin fee / account holder | $4,775 | $12,126-60.6% | $10,265-53.5% | $11,601-58.8% |