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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,219 | $138,076-78.8% | $123,553-76.4% | $135,380-78.4% |
| Participation rate | 95.5% | 84.7%+10.7pp | 82.3%+13.2pp | 82.6%+12.8pp |
| Annual return | -6.73% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $859 | $5,152-83.3% | $4,628-81.4% | $4,779-82.0% |
| Participant deferral / active EE | $3,009 | $6,800-55.7% | $6,426-53.2% | $5,609-46.4% |
| Admin fee / account holder | $980 | $10,917-91.0% | $9,284-89.4% | $10,828-90.9% |