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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,934 | $93,598+247.2% | $135,974+139.0% | $75,173+332.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.45% | 30.89%-14.4pp | 68.30%-51.9pp | 160.72%-144.3pp |
| Employer contribution / active EE | $8,817 | $3,538+149.2% | $4,859+81.5% | $2,671+230.1% |
| Participant deferral / active EE | $6,205 | $6,405-3.1% | $7,760-20.0% | $4,126+50.4% |
| Admin fee / account holder | $8,784 | $6,978+25.9% | $10,767-18.4% | $5,651+55.5% |