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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,083 | $85,766+238.2% | $136,298+112.8% | $70,126+313.7% |
| Participation rate | 98.4% | 74.2%+24.3pp | 81.9%+16.5pp | 69.5%+28.9pp |
| Annual return | 12.18% | 31.46%-19.3pp | 5156.27%-5144.1pp | 73.15%-61.0pp |
| Employer contribution / active EE | $8,508 | $2,966+186.8% | $4,696+81.2% | $2,343+263.2% |
| Participant deferral / active EE | $4,885 | $5,051-3.3% | $6,247-21.8% | $3,332+46.6% |
| Admin fee / account holder | $37,910 | $5,421+599.4% | $9,244+310.1% | $4,645+716.1% |