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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,218 | $105,200+226.3% | $159,474+115.2% | $85,847+299.8% |
| Participation rate | 94.8% | 75.8%+19.0pp | 82.8%+12.0pp | 69.3%+25.5pp |
| Annual return | 14.80% | 45.08%-30.3pp | 263.68%-248.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $8,599 | $3,319+159.1% | $4,831+78.0% | $2,565+235.2% |
| Participant deferral / active EE | $6,256 | $5,946+5.2% | $7,353-14.9% | $3,952+58.3% |
| Admin fee / account holder | $32,979 | $6,934+375.6% | $10,802+205.3% | $6,261+426.8% |