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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,580 | $76,551+237.8% | $123,894+108.7% | $62,881+311.2% |
| Participation rate | 98.6% | 73.0%+25.6pp | 81.4%+17.2pp | 69.3%+29.3pp |
| Annual return | 8.86% | 18.68%-9.8pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $7,152 | $2,882+148.1% | $4,617+54.9% | $2,281+213.5% |
| Participant deferral / active EE | $4,879 | $4,840+0.8% | $5,984-18.5% | $3,203+52.3% |
| Admin fee / account holder | $32,202 | $4,826+567.3% | $8,357+285.3% | $4,296+649.6% |