Filed June 5, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Service code 27 · EIN 20-8764829 | Advisory (Plan) | $27,433 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $23,589 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $13,138 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,858 | $47,126+27.0% | $149,673-60.0% | $74,419-19.6% |
| Participation rate | 49.8% | 63.4%-13.6pp | 78.8%-28.9pp | 70.7%-20.9pp |
| Annual return | 13.68% | 22.75%-9.1pp | 134.42%-120.7pp | 34.38%-20.7pp |
| Employer contribution / active EE | $1,644 | $1,905-13.7% | $4,818-65.9% | $2,637-37.6% |
| Participant deferral / active EE | $6,295 | $2,728+130.8% | $5,680+10.8% | $4,528+39.0% |
| Admin fee / account holder | $210 | $343-38.8% | $13,210-98.4% | $348-39.7% |