Filed June 5, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT-WEST LIFE & ANNUITY Service code 64 8515 E ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $113,533 |
MORGAN STANLEY SMITH BARNEY3 years Service code 27 1 NEW YORK PLAZA FL 12 · NEW YORK, NY 10004 | Advisory (Plan) | $42,350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,151 | $56,485-5.9% | $185,823-71.4% | $86,799-38.8% |
| Participation rate | 57.1% | 65.5%-8.4pp | 81.7%-24.6pp | 72.3%-15.2pp |
| Annual return | 9.44% | 118.04%-108.6pp | 122.05%-112.6pp | 97.91%-88.5pp |
| Employer contribution / active EE | $0 | $1,843-100.0% | $5,167-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $2,539 | $2,553-0.5% | $5,568-54.4% | $4,131-38.5% |
| Admin fee / account holder | $391 | $150+161.2% | $16,237-97.6% | $170+130.4% |