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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,029 | $60,139+13.1% | $90,461-24.8% | $79,856-14.8% |
| Participation rate | 72.5% | 65.0%+7.5pp | 72.7%-0.2pp | 69.6%+2.9pp |
| Annual return | 13.99% | 71.96%-58.0pp | 1294.76%-1280.8pp | 31.71%-17.7pp |
| Employer contribution / active EE | $1,418 | $2,069-31.5% | $3,264-56.6% | $2,471-42.6% |
| Participant deferral / active EE | $3,917 | $2,939+33.3% | $3,964-1.2% | $3,741+4.7% |
| Admin fee / account holder | $4,554 | $3,978+14.5% | $5,617-18.9% | $5,306-14.2% |