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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,489 | $53,128+13.9% | $86,582-30.1% | $70,126-13.7% |
| Participation rate | 77.6% | 65.3%+12.3pp | 73.5%+4.0pp | 69.5%+8.0pp |
| Annual return | 15.11% | 27.66%-12.6pp | 965.08%-950.0pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,483 | $2,068-28.3% | $2,839-47.8% | $2,343-36.7% |
| Participant deferral / active EE | $4,219 | $2,695+56.6% | $3,609+16.9% | $3,332+26.6% |
| Admin fee / account holder | $3,119 | $3,584-13.0% | $4,904-36.4% | $4,645-32.9% |