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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,039 | $54,370+14.1% | $82,763-25.0% | $68,490-9.4% |
| Participation rate | 68.8% | 63.9%+4.8pp | 72.6%-3.8pp | 67.9%+0.9pp |
| Annual return | -17.12% | -13.67%-3.4pp | 702.45%-719.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $2,065 | $2,219-6.9% | $3,008-31.3% | $2,597-20.5% |
| Participant deferral / active EE | $4,778 | $3,247+47.1% | $4,395+8.7% | $4,028+18.6% |
| Admin fee / account holder | $3,491 | $4,398-20.6% | $5,325-34.4% | $5,403-35.4% |