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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,947 | $148,558+126.1% | $135,925+147.2% | $139,427+140.9% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 11.33% | 79.22%-67.9pp | 68.25%-56.9pp | 373.27%-361.9pp |
| Employer contribution / active EE | $0 | $5,244-100.0% | $4,857-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $10,126 | $8,101+25.0% | $7,759+30.5% | $6,711+50.9% |
| Admin fee / account holder | $207,578 | $12,401+1573.8% | $10,764+1828.5% | $11,404+1720.2% |