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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,357 | $138,114+189.9% | $125,391+219.3% | $134,545+197.6% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -16.74% | 750.88%-767.6pp | 572.41%-589.2pp | 418.37%-435.1pp |
| Employer contribution / active EE | $3,105 | $5,246-40.8% | $4,816-35.5% | $4,742-34.5% |
| Participant deferral / active EE | $5,679 | $7,801-27.2% | $7,448-23.8% | $6,401-11.3% |
| Admin fee / account holder | $25,875 | $11,570+123.6% | $10,009+158.5% | $11,431+126.4% |