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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,385 | $176,120+210.2% | $159,487+242.6% | $167,553+226.1% |
| Participation rate | 84.6% | 85.0%-0.3pp | 82.8%+1.8pp | 82.1%+2.5pp |
| Annual return | 13.92% | 331.95%-318.0pp | 263.71%-249.8pp | 478.89%-465.0pp |
| Employer contribution / active EE | $3,564 | $5,299-32.7% | $4,831-26.2% | $4,840-26.4% |
| Participant deferral / active EE | $6,356 | $7,752-18.0% | $7,354-13.6% | $6,343+0.2% |
| Admin fee / account holder | $523 | $12,561-95.8% | $10,804-95.2% | $12,316-95.8% |