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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,591 | $72,177-61.8% | $115,037-76.0% | $59,633-53.7% |
| Participation rate | 65.6% | 72.6%-7.0pp | 81.4%-15.8pp | 68.7%-3.1pp |
| Annual return | 6.36% | 12.02%-5.7pp | 26.14%-19.8pp | 2041.40%-2035.0pp |
| Employer contribution / active EE | $1,747 | $2,841-38.5% | $4,608-62.1% | $2,203-20.7% |
| Participant deferral / active EE | $3,009 | $4,783-37.1% | $6,026-50.1% | $3,192-5.7% |
| Admin fee / account holder | $9,428 | $4,927+91.4% | $8,175+15.3% | $4,297+119.4% |